Meet Colette Morris

Heard It On The Grapevine! SHHH!

Posted on February 9, 2012 by Colette Morris

It’s still unofficial on the grapevine, but we know that there are some major announcements to be made at this weekend’s company events within Numis Network.

We have heard that Numis will be launching in Australia and also that something will be going down for the UK group.

No concrete news yet, but keeped tuned in….

If you have not heard of Numis Network, they are a unique network marketing company trading in graded gold and silver numismatic coins. The only ones on the market who trade in gold and silver numismatic coins, the market is not yet saturated, unlike other MLM or network marketing industries who have been around for 10 years or more. Numis has only been around for 2 years. So you will be getting in at ground level.

In addition to coins struck by the US Mint, Numis Network also offers highly-prized world coins minted by the governments of Canada, Austria, China, Great Britain, Mexico, and Australia… all graded and certified by only the top tier graders:

ANACS,

NGC, (Numismatic Guarantee Corporation)

PCGS. (Professional Coin Grading Service)

About Numis Network:

More about Numis can be found in my previous blog post here…

Colette Morris

I am an Internet Marketer and Entrepreneur. Having been in the MLM and Direct Selling Industries for the past 7 years gaining knowledge on the various marketing methods that are out there. Currently I have teamed up with Top Marketers and Top Income Earners, building an online coaching / mentoring network of like minded people who want to achieve success in generating profits from their online or offline home business. If you want to know more, visit my website http://colettemorris.info/?t=bio we are always looking for 'new blood'.

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Categories: Numis Network | Leave a comment

Get Out Of Jail FREE Card!

Posted on February 7, 2012 by Colette Morris

What if you were given a 'Get out of Jail FREE' card'?

What would you do with your new found freedom? Wouldn't you love to go on that carribbean cruise you were always dreaming about, or visit relatives in far off places, or maybe get a new family car, or a sporty little number just for you? There are so many things we would do if we had FREEDOM. Money FREEDOM and TIME freedom.

To many of us are trapped by debt. Credit cards, mortgages, student loans, car loans, you name it, we are just owing money left right and centre. Loans are at their highest rate at the moment, and again only if you are applicable to get a loan.

So if you could be shown a way to help you pay off your debts, would you be interested in hearing more? Or would you just tear up that 'Get out of Jail FREE card'.

And for those of you that are trapped by employers, and working for others, what would TIME freedom do for you? Imagine YOU being your own boss, working the hours YOU want to work, choosing the people YOU want to do business with!

So what is this magic pill that can help you to 'get out of debt?'

Sorry to dissapoint but there is No magic pill, but you must have heard of Direct Selling, or Network Marketing right? No?

Well Network Marketing in its simplest form is where you use leverage in order to distribute products and services through many independent distributors.

Now let's look at it another way. How many hours do we have in any one given day? Yes, that's right 24 hours. But, by utilising other peoples time and effort and putting that with yours you can have many more than the simple 24 hours there is in a day. Now bearing this in mind, how much income do you think could be generated?

When I first got involved with Network Marketing, it was a totally alien concept to me, but having leverage to generate extra income was something I caught onto pretty quickly. Now, when I came into Network Marketing, I was not a 'marketer'. I could not see myself 'selling' stuff, or talking to strangers, nooooo, this wasn't me. In the beginning I had to talk to friends and family. I struggled, badly. I had to get over this fear of talking to people, and my mentor then, told me I needed to talk to lots and lots of people. It was pretty scary back then, and if this is your first time in Network Marketing, then times have changed dramatically with the introduction of the internet and social media marketing.

Now there are some Direct marketing systems out there that cost an arm and a leg to join, then you may have to put up with a garage full of products on hand to retail out to your customers. You may have a 30 day money back guarantee, but what if you are stuck with the products for more than 30 days, do you think that you would be able to send the products back? Probably not, as they are consumables and have a 'use by date'.

Now, what if you were exposed to a system where working together in a team that will support and guide and help you start and set up a home business from scratch would you be interested?

Would you want to take a serious look?

I would hope so, because what would it cost? Nothing only some of your time.

Colette Morris

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How Would You Like a 20% Discount Off a Home Business Start Up

Posted on February 5, 2012 by Colette Morris

Having reviewed a number of home business start ups, most can average between £900 and £1500, in some extreme cases more than £2000. That is the average cost if you are looking at a generating a monthly income anywhere from £500 to £1000. The amount of time it takes to generate this monthly income is totally down to you and you alone.

There are mulitple disclaimers about how much you can make from your home business, and there are a number of factors to consider also, such as the amount of free time you are able to spend on starting up your home business, and also the additional expenditure for advertising and getting it up and running quickly.

The additional fees of websites, hosting and autoresponders also come into play, let along having a system to help you generate leads into your marketing funnel.

Now of course starting up a network marketing business uses a lot less capital than a franchise, or setting up a shop front. These can take from £20k to over £100k. For instance, if you were to start up a McDonalds franchise you are looking at £250k on average.

With the cost of a franchise, you will also have the rent to pay, the building upkeep, employees wages to pay, materials to buy and advertising costs. This can cost you thousands more than the original outlay you had put in.

If your interested in looking at a franchise, then here is a link with some useful information…Franchises

So, how would you like to have a 20% discount off a homebusiness opportunity which is actually a very sound investment and where the products are never going to go out of date, out of fashion or devalue. The start up costs are below £500… interested??

If you are curious, then take a peak this way ==>>

Colette Morris

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Categories: Business Review, Home Business, Numis Network | Tags: additional income, home business opportunity, homebusiness opportunity | Leave a comment

Have You Hit The Glass Ceiling Within Your Job?

Posted on February 4, 2012 by Colette Morris

I had an interesting discussion with my partner yesterday. We were talking about salaries, particularly surrounding the current banking crises and the level of pay that the executives receive. We were talking about the Fred Goodwin case which is quite topical news in the UK.

Those of you who do you know Fred Goodwin was the chief executive of the Royal Bank of Scotland he was in charge of it back in 2008 I believe just before the crash. Now he was given a Knighthood for his services to the banking industry. However, recently in the news aimed at the Royal Bank of Scotland executive who was given a £960,000 plus bonus, which caused outcry in the UK. Particularly because the Royal Bank Of Scotland is owned by the UK public as it was bailed out in the banking crisis in 2009/ 2011.

After much debating in parliament and on the news the executive was forced to give up his large bonus. This then raise the question about bonuses in general. If a bonus is included in your contract it is almost always stipulated that you have to achieve certain goals certain objectives. However, the culture of the last few years in the banking industry has been that executives still expect to get a bonus even if they haven't delivered fully on the goals or targets they were set by stakeholders.

This is what has caused the outcry in the UK. As a consequence Fred Goodwin was stripped of his knighthood. Something that has only been done once before in the UK. Other things that were brought to light included the £450,000 a year pension that Fred Goodwin has. Nice pension pot!

Now this raised a debate between my partner and myself, the fact that there is only so much most of us can go in our jobs before we hit a salary ceiling.

We discussed the huge gaps and disparity in wages set between company executives such as Fred Goodwin and the workers and managers below them.

How many of us have an opportunity to go beyond the glass ceiling? The answer is virtually no one.

This then made me debate the fact that most people would love to go beyond the glass ceiling in their current jobs. However, with the current economic state and the way that companies are strategically set up this is not ever going to be an option.

There are a few people who are looking for another way to earn an additional income without their being this glass ceiling or cap in how much can be earned.

You may work your guts out for your current employer, but do you get rewarded ?

Do you get a bonus in your next month's pay salary?

You may get recognised once in awhile through a company award scheme for employees. But how beneficial is this to you and your family and in helping your income to grow?

There could be other colleagues beside you who put in only half as much effort as you do and they're still receiving the same salary as you are is this fair?

Each year your salary maybe capped to a certain percentage in pay rise either by the company or by the government. Is this fair?

The cost of living is increasing for all of us. The cost of petrol is rising steadily, the cost of purchasing food is rising due to the high cost of petrol in transporting the food.

Education; the government have just announced a maximum tuition fee of £9000 increased from £3000 on college education. So even getting a good education is now going to be difficult for a lot of young people. What will their job prospects be later on in life?

Currently, there are over 1million young people and graduates who are unemployed, what is their future going to be like. Many may well be living on welfare, but how long can this be sustainable, and what satisfaction is this bringing to these young people who want to go out there and work.

At this point this is where multilevel marketing and network marketing came into the conversation. Now, as a network marketer myself I raised the fact that you can earn as little or as much as you want to.

There is no structure in place to stop you from going above a certain limit of earnings. It's all down to you. It's all down to what you want to achieve. What your goals financially are.

Network marketing or MLM is the only industry that I know where there are no glass ceilings in place.

No one individual getting more than others in the company, because others in the company have the same opportunity to earn as much as if not more than the top income owner.

It is the only industry where your efforts are rewarded and your income grows without a limit. It is the only industry where if you put in the effort and work hard you will be rewarded and you will see those rewards.

If you want to join the debate, please leave a comment below on your thoughts to this post.

PS: If you are looking to go beyond the glass ceiling and want to look at a serious opportunity that will help you get beyond that ceiling take a peak at what I do here ==>

Colette Morris

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Categories: In The News, Numis Network | Tags: MLM, Network Marketing, Salary Level | Leave a comment

Most People Will Retire At Age 67 in the UK, Are You One Of Them?

Posted on February 1, 2012 by Colette Morris

You don’t have to be nearing retirement to be worrying about whether you will get a pension or not. These days if your one of the baby boomers, you may find your pension has dropped considerably over the last 5 years or so, especially during the global downturn.

Most pensions are affected by the global markets, as pension fund managers put the income into stock, bonds and shares. All which have suffered a heavy blow.

Others may have been wiser and invested in property, however, property has also taken a heavy fall over the last four years, particularly with the sub prime issues.

Recent outcries in European countries have arisen because governments have decided to raise the pensionable ages of when you are supposed to work until. In France there were riots when the government announced that the age of pensions will be rising to 62 as part of their pension reforms.

In the UK, the government recently announced on the 29^th of November 2011 that it proposed to bring forward the rise of State Pension age to 67 for both men and women depending on when you were born.

UK Pension Changes you should be aware of for 2012

Within in the USA employers to play a key role in helping workers save for retirement, and about half of all privately employed people and most government employees are covered by some type of pension plan. Here is something I found out online at http://economics.about.com/od/laborinamerica/a/pensions.htm

Quote

The nature of employer-sponsored pensions changed substantially during the final three decades of the 20th century. Many employers — especially small employers — stopped offering traditional "defined benefit" plans, which provide guaranteed monthly payments to retirees based on years of service and salary. Instead, employers increasingly offer "defined contribution" plans. In a defined contribution plan, the employer is not responsible for how pension money is invested and does not guarantee a certain benefit. Instead, employees control their own pension savings (many employers also contribute, although they are not required to do so), and workers can hold onto the savings even if they change jobs every few years. The amount of money available to employees upon retirement, then, depends on how much has been contributed and how successfully the employees invest their own the funds.

Unquote

Imagine having to rely on the fact that

a) you can contribute into a private or public fund if you want to

b) the amount you get, is determined by how it has been invested over the time

c) you can’t get to it until you are at retirement age

That sucks don’t you think?

I don’t know about you, but I want to retire on my own terms and at an age that I deem to be retire able. I don’t want to be dictated to by the state or the government.

I am here to enlighten you. There are ways you can build your own assets and ‘pension’ in a market that is on the increase. Not many are aware of these assets, but more and more are now wising up to the fact that GOLD and SILVER is possibly the way to go right now at this economic clime.

That is where the primary company I am in has a niche that is unique and are profiting right now. You don’t have to be a marketer to invest, you can be the standard Joanne Blogs (do you like that! or to my American friends Jane Doe), off the street, just wanting to improve your investments in order that you can have a great retirement lifestyle.

Go ahead and Take a peak, let me know if this is for you. If you have any questions, fire them at me, let me be of service to you.

Colette Morris

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Categories: Home Business, Numis Network | Tags: Pension, Retire Rich, Retirement | Leave a comment

Three Tips To Help You Get What You Want

Posted on January 3, 2012 by Colette Morris

Why do we wait until the end of the year to reflect? Reflection should be something you do on a regular basis. Checking if you are where you thought you would be at that point in time, or being who you said you wanted to be.

Having Resolutions is not the cure. How many of us have made that mistake of making a resolution and not being able to carry it through beyond the first week or two of proposing it. Why set yourself up to fail in this way.

As we move into the New Year 2012, take time out to look back on your achievements, your failures and your non achievements. You can get what you ask for, but you need to know these three important things first. The law of attraction works, but only if you believe and know what to ask for.

What have you got to be grateful for? Being grateful is something that the law of attraction recognises, to not take things for granted. We should all take time out to look at things to be grateful for.

Me, I'm grateful I have such a great family. You see, this year has been a tough one on the family front. My mother was diagnosed with Vascular Dementia. I had noticed her forgetting little things, things she had placed and couldn't remember where she had placed them, this I put down to 'old age' after all she is 84 years old. Then other little things came up, like the repitition of a sentence in short periods of time, the attention wandering, the tears of frustration and anger, something which was totally alien for my mother. I have always known her as a strong woman, a strong believer in God and the church, patient, loving and ever so thoughtful as only mums can be I guess. So it was hard to see her change in these ways. But, when the rest of my family, aunts, cousins, siblings began to 'step forward' and offer to help with looking after her, this made me feel humbled and overjoyed at the fact that I have such a wonderful caring family around me, willing to help and support out of love. Friends also have been wonderful and supportive.

So for me, being grateful for being born into such a wonderful family, who are all caring and loving is what 2011 bought out for me amongst other things.

It isn't until tragedy strikes that you know just how many people around you are there for you. I found this out in 2011.

I lost a couple of great friends in 2011, and this brought out the frailty we all have and take for granted. Life is precious and we should live this day by day and enjoy what you do, day by day. We are after all here on borrowed time, how much time we don't know but the creator up there does…

2. What Do You Want? Knowing what it is you want will help you to focus on how to get it. Many though are not clear on what it is they want. They are not clear because they are too general in asking for what they want. Be specific, go down to 'detail'. As the Great philosopher JIM Rohn said. 'It's all in the detail'…. Remember you get what you ask for, so be careful and be specific to what you ask for.

3. Are you able to let yourself Go? An important part of being able to move forward, to achieve more than you think you can, is the ability to be able to 'let yourself go'. Let yourself go from what was inhibiting you, it could be a mind thing, or a physical thing, but you have to learn to 'let it go'.

Trust your instincts, don't be afraid to take the step that will set you free. It's is not until you are able to 'let yourself go' that things begin to happen.

In the beginning of 2011, I let go of what was holding me back with regards to having a great relationship. As soon as I made this promise to myself in January of 2011, I met a fantastic man in March of that same year. I believe meeting him was not fate, it was what I had asked the universe for and it was brought to me.

The universe can act for you or against you, depending on what you think, how you feel, and your ability to 'let it go' and trust your instincts.

Now you have these powerful tips on getting whatyou want, I would advise that you also take on board personal development, as this has also played a big part in my life, and in most high flying entrepreneurs of today, they all swear by personal development, learning from others before them who have gone through the same path and acheived what it is they wish to achieve and more. If you don't grow, how do you expect your business or your expectations to grow?

Wishing you sucess for 2012!

Colette Morris aka workfmhomediva

http://BuildMyBusinessOnline.info

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